f800gs insurance cheap

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Guest

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Yep the insurance for my 800 gs is a few hundred cheaper than the 650gs because its listed as an enduro

just thought id share:hb:
 

Island Hopper

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Did something change with the rate classes? I thought any bike 751cc - 1000cc payed the same.....
 
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BlackCat

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I insured my comprehensive through Beacon and was quoted at $659. A few days later they called and said that since the bike was so new that the figures were not in at the time of my insuring. The rep said that I was over charged and a cheque for $224 was in the mail. She said it was being classed as an Enduro bike.

:tup: Nice
 

Blueback

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Hi

I paid Beacon $396.00 for my new F650 GS in Aug. 2008. Price OTD was declared at 12,700 -- deductible, $500.00 --which is the lowest option.

Blueback
 
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hmmm, yours is the same price as the 800gs which I declared at 16,000
 

Blueback

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aurora wrote:
Yep the insurance for my 800 gs is a few hundred cheaper than the 650gs because its listed as an enduro

just thought id share:hb:
Just thought I would share back;

Beacon and other private carriers base their rates onthe new bike price only-- OTD(unless you direct them otherwise)This includes taxes. It has didily squat to do with enduros vs dual purpose etc. Now if you are talking about ICBC thats different. That is based on the CCs for PL&PD and the bracket you fall in. This also encludes driving record and age etc.

Now if somebody wants to fool an agent with 650 twin cat., thats a risk if it can be proved that the client mislead the agent.

AFN

Blue
 
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so its cheaper to insure a 16,000 OTD bike than a 11,000 bike. The agent said it was because off it classification........It doesnt matter. All that matters is that i payed for insurance but the weather sucks
 

snackdaddy

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Blueback wrote:
aurora wrote:
Yep the insurance for my 800 gs is a few hundred cheaper than the 650gs because its listed as an enduro

just thought id share:hb:
Just thought I would share back;

Beacon and other private carriers base their rates onthe new bike price only-- OTD (unless you direct them otherwise)This includes taxes. It has didily squat to do with enduros vs dual purpose etc.


This does not represent my experience with Beacon.


I phoned and complained about my rate being hiring then other people with more expensive bikes in the same class as mine. They told me it was because my bike was missed classified and sent me $100 buck refund check.
 
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