imported post
imported post
Fluxone wrote:
Just a quick comment - ICBC does not insure vehicles for travel on FSR roads - (any vehicle). Many of my friends were shocked to hear this but it shouldnt be surprising at all - there are no lines, lights, or pavement for that matter.
that being said - just make sure if you have an issue on a FSR - get to a public road however you can before you call a tow truck and use that location to report to ICBC.
ANY forest service road IS CONSIDERED public road IN BC. If you are riding an off-road vehicle, unlicenced, it IS illegal. You have to have at least liability insurance (PLPD) AND a plate on any vehicle on any FSR road.. If you have an accident with your licensed vehicle on a FSR, ICBC goes with a 50/50 split on most accidents that take place. Anything less than 2 lane highway (2-lane divided road) most circumstances are a 50/50 fault issue. Variances have been obtained in the courts due to radio assisted vehicles and non radio assisted vehicles that have collisons. Why do you think logging trucks, tree planters, crummies, forestry trucks, etc. have insurance? That covers all FSR raods. That isn't private either, this is ICBC. It is also why BCFS demands having a 5,000,000 3rd party liability policy on the vehicles that are used for running FSR roads, so you are covered in the event of someone who isn't insured driving an unlicenced vehicle on the FSR's illegally. Otherwise there'd be no point having insurance. I had broken down on and FSR before and I got towed, and many accidents have been reported thru ICBC on incidents that happened off road FSR's...logging trucks and lowbeds are a perfect example. It's like a logging truck that runs over a snowmobiler or unlicenced dirtbike. It's considered a public road and the snowmobiler or bike rider gets 100% fault for that. That is why this 80km/h stuff has come into play with the log squad and the RCMP and C&E guys. Too many people are running these roads unlicenced illegally, so they are now out to enforce it to stop unneccesary accidents like those happening.